In Focus: Billing Revolution?

Pete Prestipino — Mon, 15 Sep 2008 16:07:00 GMT

Billing Revolution announced last week that it will begin offering a "single-click" billing and payment service in an effort to streamline mobile purchases. Do you believe in the power of mobile ecommerce? You might be the only one.

It's seems like a rather exhaustive process. When consumers are ready to buy something from a merchant that employs Billing Revolution’s payment service, they are redirected to a purchase page on the Billing Revolution site where they input their credit card information via their phone. Billing Revolution then sends an SMS receipt to the customers phone which includes an authentication link for the current purchase. For all future purchases, consumers will need only to click ‘buy’ for a transaction to be completed when using other merchants using the Billing Revolution system.

There are so many issues, I'm not sure where to begin. Billing Revolution has its work cut out for it in securing merchant relationships which are often hesitant to include a third party payment/billing option much less one with a solely mobile focus. On the surface, it seems like it would be a good idea until you end up typing in your credit card info on a three-inch screen. As a means to accelerate the shopping experience when you don’t need to closely examine something, like concert tickets or train tickets, Billing Revolution might be a viable alternative to mobile payments made through PayPal.

One in Four Purchase via Mobile Device?

Mike Phillips — Tue, 18 Mar 2008 14:00:00 GMT

A new Harris Interactive study was recently released and includes some interesting, if not hard to believe numbers. What immediately jumps off the page is the finding that one in four people with mobile Internet access use their devices to make mobile purchases. The study was conducted online in December 2007 among 1,072 adults ages 18 and over. Since Website Magazine readers tend to be early adopters, we would like to test Harris' findings. Please take a moment to vote below.

Some other findings in the study are of interest in regard to barriers to mobile transactions.

The biggest barrier is no surprise, security. It's the top concern for 66% of respondents.
Exposure to fraud and scams (63%), losing a device with valuable information (61%), cost (58%) and usability (43%) round out the top five.

It's very interesting that the top three barriers all involve a risk of losing personal data or information. Is purchasing over a wireless mobile device any less secure than over a PC? While it's not exactly a surprise, it points to a serious issue with mobile commerce. Security and privacy concerns are not easily fixed or alleviated even if they are unfounded.

Usability of mobile-enabled commerce sites can be fixed. But looking at the Harris numbers, usability is coming in a distant fifth place. Why? Perhaps users can't get past those first three security barriers. Or it could be that, like me, users have made an attempt to purchase through a mobile device without success. The time I spent attempting to make a purchase and failing was enough for me to head back to my PC to complete the transaction and never try again. Or, maybe users simply aren't in that big of a hurry to make a purchase. I would expect that as usability increases, fears of purchasing through a mobile device will fade. It's kind of like the difference between buying something off the street from a guy in a trenchcoat or buying in a nice clean store with a knowledgable sales staff.

'Net Features : mobile ecommerce

In Focus: Billing Revolution?

One in Four Purchase via Mobile Device?